Call (949) 216-3902) For Expert Advice
Call (949) 216-3902) For Expert Advice
Get a Personalized Quote from one of Florida's Best Reverse Mortgage Specialists!
Get a Personalized Quote from one of Florida's Best Reverse Mortgage Specialists!
TESTIMONIALS
What Our Clients Say About Us
"'Very satisfied with the great service David provided
The process was extremely easy and smooth! He was able to help get me a match with a lender extremely quick and I got funded within days. I definitely recommend David to anyone looking to get a loan hassle free"
- Alondra Bracamontes
"'David was excellent in his follow up and made the entire process very smooth. Highly recommend him to anyone looking to re-fi or purchase. Professional all the way."
- Reik Trigg
"'David was able to find the right lending solution for us and really helped during this stressful time. He was honest about our mortgage options and patiently answered all of my questions. We have worked with multiple lenders over the years and the experience with David has been the best. I recommend him highly to anyone looking for a lender"
- Maggie Becker
TESTIMONIALS
What Our Clients Say About Us
"'Very satisfied with the great service David provided
The process was extremely easy and smooth! He was able to help get me a match with a lender extremely quick and I got funded within days. I definitely recommend David to anyone looking to get a loan hassle free"
- Alondra Bracamontes
"'David was excellent in his follow up and made the entire process very smooth. Highly recommend him to anyone looking to re-fi or purchase. Professional all the way."
- Reik Trigg
"'David was able to find the right lending solution for us and really helped during this stressful time. He was honest about our mortgage options and patiently answered all of my questions. We have worked with multiple lenders over the years and the experience with David has been the best. I recommend him highly to anyone looking for a lender"
- Maggie Becker
WHAT IS A REVERSE MORTGAGE?
How The Reverse Mortgage Works
A reverse mortgage is a loan secured by your home. It must be your primary residence (that means that you, as the borrower, must live in the home for as long as you have the loan).
This type of loan allows borrowers to access a portion of their tax-free equity without making monthly mortgage payments. No payment is required until the last surviving homeowner moves, dies, or sells the home.
The borrower maintains the home’s title and is responsible for property taxes and homeowner’s insurance payments. The amount borrowers receive is determined by the HUD calculations based on the age of the borrowers (most specifically, the age of the youngest borrowing or non-borrowing spouse), the value of the home or the HUD lending limit, whichever is less and the interest rates in effect at the time.
Borrowers never have to make a monthly payment on reverse mortgage loans. There is never a prepayment penalty, so they can make any payment they wish, including repaying the loan at any time.
WHAT IS A REVERSE MORTGAGE?
How The Reverse Mortgage Works
A reverse mortgage is a loan secured by your home. It must be your primary residence (that means that you, as the borrower, must live in the home for as long as you have the loan).
This type of loan allows borrowers to access a portion of their tax-free equity without making monthly mortgage payments. No payment is required until the last surviving homeowner moves, dies, or sells the home.
The borrower maintains the home’s title and is responsible for property taxes and homeowner’s insurance payments. The amount borrowers receive is determined by the HUD calculations based on the age of the borrowers (most specifically, the age of the youngest borrowing or non-borrowing spouse), the value of the home or the HUD lending limit, whichever is less and the interest rates in effect at the time.
Borrowers never have to make a monthly payment on reverse mortgage loans. There is never a prepayment penalty, so they can make any payment they wish, including repaying the loan at any time.
About Me
David Milo
Broker/Owner
Independent Lending
Since 2001, I have had the opportunity to help over 1,000+ clients buy and/or refinance their properties. I understand the stresses of buying a home and know how to help people anticipate what comes next. Likewise I understand the value and freedom that can be created with the right refinance strategy.
Whether you are buying or refinancing your 1st, 4th or 10th investment property my team and I understand how to create the right mortgage strategies that meet your needs and help you get your goals.
I look forward to you trusting us to get your loan done quickly and efficiently!
19
YEARS OF EXPERIENCE IN MORTGAGE LOANS
3000+
5 STAR REVIEWS
3000+
CUSTOMERS HELPED IN THE
EAST FLORIDA AREA
About Me
David Milo
Broker/Owner
Independent Lending
Since 2001, I have had the opportunity to help over 1,000+ clients buy and/or refinance their properties. I understand the stresses of buying a home and know how to help people anticipate what comes next. Likewise I understand the value and freedom that can be created with the right refinance strategy.
Whether you are buying or refinancing your 1st, 4th or 10th investment property my team and I understand how to create the right mortgage strategies that meet your needs and help you get your goals.
I look forward to you trusting us to get your loan done quickly and efficiently!
19
YEARS OF EXPERIENCE IN MORTGAGE LOANS
3000+
5 STAR REVIEWS
3000+
CUSTOMERS HELPED IN THE
EAST FLORIDA AREA
Copyright © 2023 Ideal Lending. All rights reserved.
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Ideal Lending LLC, NMLS 2471779 is not affiliated with or acting on behalf of or at the direction of the Federal Housing Administration (FHA) or any government agency or government-sponsored entity and this offer is not being made by an agency of the government. Ideal Lending LLC is a Licensed Mortgage Lender Servicer, FL MLD2414; Ideal Lending LLC only lends in CO, CT, FL, GA, TN, TX. Refer to www.nmlsconsumeraccess.org and input NMLS 2471779 to see where Ideal Lending LLC is licensed. Equal Opportunity Employer; Equal Opportunity Lender | This is not an offer for extension of credit or commitment to lend. All loans must satisfy underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. Certain restrictions may apply.
© Ideal Lending LLC Office: 5589 Okeechobee Blvd Suite 101, West Palm Beach, FL 33417
Copyright © 2024 Independent Lending. All rights reserved.
We use cookies to help improve, promote and protect our services.
By continuing to use this site, you agree to our privacy policy and terms of use.
This site is not a part of Facebook website or Facebook, Inc.
This site is NOT endorsed by Facebook in any way. FACEBOOK is a trademark of FACEBOOK, Inc.
Independent Lending is located at:
Independent Lending
65 Enterprise
Aliso Viejo, CA 92656
949-216-3902
It is Independent Lending's policy to respect your privacy regarding any information we may collect while operating our website. This Privacy Policy applies to
(hereinafter, "us", "we", or "ihlend.com"). We respect your privacy and are committed to protecting personally identifiable information you may provide us through the Website. We have adopted this privacy policy ("Privacy Policy") to explain what information may be collected on our Website, how we use this information, and under what circumstances we may disclose the information to third parties. This Privacy Policy applies only to information we collect through the Website and does not apply to our collection of information from other sources.
This Privacy Policy, together with the Terms and conditions posted on our Website, set forth the general rules and policies governing your use of our Website. Depending on your activities when visiting our Website, you may be required to agree to additional terms and conditions.
Copyright © 2024 Independent Lending. All rights reserved.
We use cookies to help improve, promote and protect our services.
By continuing to use this site, you agree to our privacy policy and terms of use.
This site is not a part of Facebook website or Facebook, Inc.
This site is NOT endorsed by Facebook in any way. FACEBOOK is a trademark of FACEBOOK, Inc.
Independent Lending is located at:
Independent Lending
65 Enterprise
Aliso Viejo, CA 92656
949-216-3902
It is Independent Lending's policy to respect your privacy regarding any information we may collect while operating our website. This Privacy Policy applies to
(hereinafter, "us", "we", or "ihlend.com"). We respect your privacy and are committed to protecting personally identifiable information you may provide us through the Website. We have adopted this privacy policy ("Privacy Policy") to explain what information may be collected on our Website, how we use this information, and under what circumstances we may disclose the information to third parties. This Privacy Policy applies only to information we collect through the Website and does not apply to our collection of information from other sources.
This Privacy Policy, together with the Terms and conditions posted on our Website, set forth the general rules and policies governing your use of our Website. Depending on your activities when visiting our Website, you may be required to agree to additional terms and conditions.